myHUBHQ provides access to Lakeland Scientific's breakthrough AI-powered software, which uses industry standards and deep subject-matter expertise to decode the true cost of payment acceptance for acquiring banks. 

Lakeland's tools give you instant clarity on pricing, compliance, and portfolio risk.

Statement analysis used to be expensive, slow, and highly manual, something only the largest banks or merchants could afford.

The MIQA Way
MIQA uses AI and industry-trained LLMs to fully automate statement analysis. 

Why it matters 

Automation delivers precise results in a fraction of the time 
and the the cost of manual review. MIQA brings enterprise-level 
statement analysis within reach of smaller acquirers and 
independent agents

Member banks must ensure their acquirers are onboarding the right mix of merchants. Bad MCC assignments create risk exposure, penalties, and 
portfolio blind spots.

What MCCPredict does

With only a merchant name and URL, MCCPredict analyzes portfolios for: 

• MCC accuracy 
• High-risk mixes 
• Forbidden MCCs 
• Category anomalies

With increasing network oversight and rising acquirer accountability, acquirers cannot afford NOT to use Lakeland Scientific's tools — MIQA and MCCPredict — to realize cost savings and ensure instant clarity on pricing, compliance, and portfolio risk.